Chase Mobile ® app - Manage your accounts, deposit checks, transfer money and more - all from your device.New Chase checking customers enjoy a $200 bonus when you open a Chase Total Checking ® account and set up direct deposit.Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts. *With Chase Overdraft Assist℠, we won't charge an Insufficient Funds Fee if you're overdrawn by $50 or less at the end of the business day OR if you're overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist℠ - no overdraft fee if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*.Start planning for your future by using the budget tool in the Chase Mobile ® app to set, track, and adjust your spending to help you save more.17-year-olds must open at a Chase branch. Students ages 18-24 can open an account online or at a Chase branch.Send and receive money in moments using Zelle ®.Manage your money, see your accounts, and pay your bills using the Chase Mobile ® app.No Monthly Service Fee for up to 5 years if you're a student between the ages of 17-24 at account opening with proof of student status.Access to more than 16,000 Chase ATMs and more than 4,700 branches.Enjoy $100 as a new Chase checking customer when you open a Chase College Checking℠ account and complete 10 qualifying transactions within 60 days of coupon enrollment.To speak with customer support, call Monday through Friday from 8 a.m. You could receive thousands of dollars toward closing costs or a down payment if you qualify. If you're already a Bank of America Preferred Rewards client, you could receive a $200 to $600 discount on your loan origination fee.īank of America also has homebuyer assistance programs that vary by state. You must already be a Bank of America customer to refinance your FHA or VA loan.īank of America doesn't have USDA loans, reverse mortgages, construction loans, or home equity loans. If you refinance, you can choose between a rate-and-term refinance or cash-out refinance. To qualify, borrowers will need to show proof of timely rent, utility, phone, or auto insurance payments. This mortgage requires no mortgage insurance and has no minimum credit score requirement. These markets include some historically Black and Hispanic neighborhoods in Charlotte, Dallas, Detroit, Los Angeles, and Miami. You can get the following types of home loans through Bank of America:īank of America recently announced its new Community Affordable Loan Solution, which is a zero-down, zero-closing-cost mortgage aimed at first-time homebuyers in designated markets. It also has branches in 36 states and DC. How Bank of America mortgages workīank of America services loans in all 50 US states and Washington, DC. Rocket Mortgage doesn't offer any types of homebuyer grants.īut Rocket Mortgage is a good choice if you want a specialized mortgage term, as it offers terms as short as eight years. You may prefer Bank of America if you qualify for down payment assistance. *Borrowers can use alternative credit data to qualify for Bank of America's Community Affordable Loan Solution Overall, Bank of America mortgage and refinance rates are competitive with what other lenders offer. All rates in the chart assume a 740 credit score or higher. But take the personalized rate with a grain of salt, because the site won't let you enter your credit score. You can enter your purchase price, down payment amount, and zip code to see a more customized rate.
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